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Build the plan. Know the numbers are right. Know how much money you need, when cash gets tight, and that your numbers actually add up

Pay monthlyPay yearlySave 25%

Standard

Bank-ready forecasts, paired with the exact business plan and statements you need for funding.

$20

Paid annually

Save 25%

Get Standard

Included Features

Standard Features
Financial forecast & budget (P&L, cash flow, balance sheet)
Every statement is linked, so everything stays up-to-date as you make changes. Build with a chatbot, by uploading your own spreadsheet, or from scratch. Step-by-step guidance all along the way.
Funding-readiness review
A complete report on whether your plan and forecast are ready for a lender or investor: what's missing, what doesn't add up, and what to fix before you submit.
Complete financial statements
The financial statements and projections banks and SBA lenders ask for, generated from your forecast with automatic calculations.
Guided, step-by-step business planning with AI writing help
Detailed guidance for every section of the plan, with AI drafting help when you need a starting point. Your forecast and your plan stay in sync.
550+ sample plans
See a finished plan and forecast for your exact industry before you write your own.
Pitch presentation
Generate a presentation from your plan for a lender, investor, or partner. Export to PDF or PowerPoint.
Idea Validation
Test whether an idea, a new product line, or a location is worth pursuing before you build a full plan.
Human support
Real people on chat and email when you get stuck. Optional 1-on-1 video coaching available.

Standard Features
Financial forecast & budget (P&L, cash flow, balance sheet)
Every statement is linked, so everything stays up-to-date as you make changes. Build with a chatbot, by uploading your own spreadsheet, or from scratch. Step-by-step guidance all along the way.
Funding-readiness review
A complete report on whether your plan and forecast are ready for a lender or investor: what's missing, what doesn't add up, and what to fix before you submit.
Complete financial statements
The financial statements and projections banks and SBA lenders ask for, generated from your forecast with automatic calculations.
Guided, step-by-step business planning with AI writing help
Detailed guidance for every section of the plan, with AI drafting help when you need a starting point. Your forecast and your plan stay in sync.
550+ sample plans
See a finished plan and forecast for your exact industry before you write your own.
Pitch presentation
Generate a presentation from your plan for a lender, investor, or partner. Export to PDF or PowerPoint.
Idea Validation
Test whether an idea, a new product line, or a location is worth pursuing before you build a full plan.
Human support
Real people on chat and email when you get stuck. Optional 1-on-1 video coaching available.

Premium

Everything in Standard, plus budget vs actual review, answers to “what if…” scenarios, and market research.

$40

Paid annually

Save 25%

Get Premium

Included Features

All Standard Features, Plus
Connect to QuickBooks Online & Xero
Pull your data in automatically, and build your budget straight from your accounting history instead of from a blank page. No re-typing, no exports.
Auto-updating profit & cash forecasting
Standard gives you a forecast you update by hand. Premium refreshes it as real results arrive, so your cash and profit forecast is always current and you see a tight month weeks ahead.
Budget vs. actual dashboards
Know whether you hit your numbers this month and where spending ran over budget. 20+ trend reports from your accounting data.
Monthly financial review
One click explains what changed versus your forecast, what's working, and what to fix next. The forward-looking review your accountant doesn't do.
"What if" scenarios
Run up to 10 versions of your forecast: a new hire, a second location, a slow season. See what each does to cash before you commit.
Market research & industry benchmarks
Sourced data on your industry's conditions and financial benchmarks, so you can tell whether your margins and costs are realistic.

All Standard Features, Plus
Connect to QuickBooks Online & Xero
Pull your data in automatically, and build your budget straight from your accounting history instead of from a blank page. No re-typing, no exports.
Auto-updating profit & cash forecasting
Standard gives you a forecast you update by hand. Premium refreshes it as real results arrive, so your cash and profit forecast is always current and you see a tight month weeks ahead.
Budget vs. actual dashboards
Know whether you hit your numbers this month and where spending ran over budget. 20+ trend reports from your accounting data.
Monthly financial review
One click explains what changed versus your forecast, what's working, and what to fix next. The forward-looking review your accountant doesn't do.
"What if" scenarios
Run up to 10 versions of your forecast: a new hire, a second location, a slow season. See what each does to cash before you commit.
Market research & industry benchmarks
Sourced data on your industry's conditions and financial benchmarks, so you can tell whether your margins and costs are realistic.

Compare all features

LivePlan Expert

Add-on

One-on-one video support
Get dedicated time with a LivePlan Expert in 30 minute video meetings.
Priority assistance
Connect with a LivePlan Expert for immediate help - no queues, no waiting.
Dedicated guidance on features, formatting & best practices
Work with a LivePlan Expert who understands your unique business and needs.

$30/mo Paid monthly

Add to plan

LivePlan Premium

Become a more strategic business owner

Watch this 2-minute video to see how LivePlan Premium keeps your forecast right: synced with your books, tracked against actuals, and ready to answer "what if."

Member perks

Save on tools you need to run your company.

LivePlan customers get access to over $10,000 in discounts on tools such as payroll, company formation, TikTok advertising, and more.

Explore LivePlan Perks

Compare flexible plans & features

Feature	Standard	Premium

Build your financial plan
Financial forecast & budget (profit & loss, cash flow, balance sheet) Easily create projected profit & loss, balance sheet, and cash flow forecasts without complicated spreadsheets or AI errors.
Cash flow forecast
AI forecast builder Build your forecast with an AI conversation. Get custom guidance for every aspect of your forecast and make changes with natural language.
Import from a spreadsheet If you've already started your forecast in a spreadsheet, upload it and jump-start your forecasting and budgeting.
Lender-ready statements Create accurate financial reports lenders expect to see with automatic calculations - no number crunching or spreadsheets.
Build your forecast from your accounting data Easily create a starting forecast from your accounting data (Quickbooks or Xero). No manual data entry required.
"What if" scenarios Run up to 10 full forecast scenarios to understand your best-case and worst-case scenarios. This helps you answer questions like, 'When can I hire more staff?'
Export to Excel Export your forecast as a CSV file and import to Excel or Google Sheets for additional formatting flexibility.

Check it
Lender-readiness reviewNew See if your business plan is really ready for a lender or investor. Get a complete report that shows you exactly where your plan stands and what to improve, so you can present with confidence.
Industry benchmarks Deepen your understanding of your industry with specific details on your industry's risks, current conditions, trends, benchmarks, financial insights and more.
Market researchNew Deepen your understanding of your market with specific details on your industry's risks, current conditions, trends, benchmarks, financial insights and more.

Keep it right
Connect to QuickBooks Online LivePlan instantly pulls accounting data from QuickBooks Online into your dashboard, so you don't have to enter your data manually.
Connect to Xero LivePlan instantly pulls accounting data from Xero into your dashboard, so you don't have to enter your data manually.
Forecast that updates from your books Connect your accounting software and see your profit and cash forecasts update in real-time based on actual results. You'll get a more accurate prediction of the future to make smarter decisions.
Budget vs. actual dashboards Automatically compare your accounting data to your forecast and get 20+ easy-to-read charts, graphs and trend metrics to keep your business on track.
Monthly financial review Unlock c-suite level insights with just one click. Understand the key variances between actual and forecasted results, celebrate successes, address concerns, and get next steps to optimize performance.
Board & lender reports Automatically generate monthly/annual financial reports for your board or stakeholders with AI-driven financial insights.
Trend spotting Turn your accounting data into insights with 20+ trend reports and dig into your businesses performance so you can make smart business decisions.
Milestone planner Set milestones for each of your business goals and get reminders when they are due. This helps you stay focused on your goals and motivated.

Write the plan
Step-by-step custom instructions Examples and detailed guidance that's customized for your unique business show you how to build every section of your plan and financial forecast.
AI writing assistance Avoid writers block with Help me Write. Automatically generate written ideas for each section of your business plan.
Rewrite & refine Improve your business plan with one-click and adjust your writing for tone, detail, grammar and spelling errors.
Import plans and notes Started a plan somewhere else? Have research and notes? Import anything you have into LivePlan and it will organize it for you and make it part of your complete plan.
550+ sample business plans Beat writer's block by scanning a sample business plan for your exact industry.
Pitch presentation creatorNew Automatically generate impressive presentations right from your plan. Edit in LivePlan and export to PDF or PowerPoint.
Easy pitch/plan export Export your plan to Word or PDF format. Your pitch can be exported to PowerPoint for beautiful slideshow presentations.

Validate your idea
Idea CanvasNew AI-powered idea validation helps you figure out if your idea is worth pursuing and makes suggestions to help you build a profitable business.

Team
Active companies Create as many companies as you like in LivePlan. However, only one company can be active at a time. Add more active companies to your at any time.	1	1
Contributors Invite your bookkeeper, accountant, or advisor. Control who can collaborate with you in LivePlan and what data they are able to access and/or edit. Add more contributors to your account at any time.	5	5
Guests Gather feedback on your business plan and financials by sharing it with guests. They can view and comment on your plan, but can't make any changes.	Unlimited	Unlimited

Human Support
Email Customer support is open Monday through Friday from 8 am to 4 pm (PST)
Chat Get quick responses to your questions using live chat on our website or within your LivePlan account.
Money-back guarantee All subscriptions come with a 35-day money-back guarantee. Simple pricing. No contracts. No hidden fees.
Educational webinars Reach your goals faster with regular live webinars about budgeting, business management and more. Ideal for startups and established companies.

Whether you're opening the doors or planning for growth.

Starting Costs

Find out how much money you need before you spend it.

Impress lenders and investors

Create a completely custom business plan that includes all the details and financial information that lenders expect to see.

Present with confidence

Pitch, statements, and a review that tells you you're ready.

Build a budget

Use our guided AI, import your own numbers, or connect to QuickBooks or Xero.

Cash Flow Forecasting

See cash problems before they happen so you can make better decisions and keep your business on track.

Answer "can we afford it?"

Before the hire, the equipment purchase, or the next location. Run the numbers and find out what’s possible.

Working with clients, students, or business centers?

LivePlan for advisors

Provide more value to your clients with business planning tools that fit seamlessly into your advising process.

Learn More

LivePlan for educators

Help your students develop a deeper understanding of their future businesses. LivePlan integrates with any teaching style.

Learn More

LivePlan for SBA Partners

SBDCs, WBCs, VBOCs, funding partners and other SBA-backed organizations use our suite of tools to strengthen client engagement, secure funding and improve business performance.

Learn More

Frequently asked questions

Why can't I just use ChatGPT for my business plan?

You can, and many of our customers draft there first. It'll write a plan and a forecast in a minute. What it can't do is tell you the forecast is wrong. Its numbers aren't connected, so a mistake in revenue never shows up in cash. It doesn't know what's normal for your industry. And it forgets your assumptions between conversations. LivePlan builds a connected model, checks it against benchmarks, and keeps it consistent, so you find out before a lender does. Draft wherever you like. Prove it in LivePlan.

What's the difference between Standard and Premium?

Standard builds a bank-ready forecast (by conversation, from a spreadsheet, or from scratch), paired with the business plan and statements a lender requires. Premium keeps it verified against your books: connect QuickBooks or Xero so your forecast is built from your books and updates from real results, track plan vs. actual, get a monthly review, and run scenarios like a new hire or location before you commit. Premium also includes detailed market research and verified industry data to help keep your business on track with industry norms.

I already use QuickBooks. What does LivePlan add?

QuickBooks records what happened. LivePlan takes those numbers and shows you what's coming: a budget you can track against, a cash view that updates as actuals arrive, and scenarios for decisions you haven't made yet. Connect once; it stays in sync.

Do I need to write a business plan to use LivePlan?

No. Build a budget, see your cash, and start tracking. The plan-writing tools are there when a bank, partner, or investor asks for one.

Will LivePlan work for my industry?

LivePlan works for every industry: retail, restaurants, services, healthcare, and all other sectors. It also comes with over 550 sample plans you can use as a guide while writing your own plan. Plus, LivePlan has industry benchmarks for over 1,000 industries included. Knowing your industry standards helps ensure that your forecast is both challenging and achievable.

Can I have someone professionally review my plan?

Every plan includes the automated Lender-readiness review. If you'd like a human expert to go through it with you, we offer a professional review for an additional fee. Yes, we provide professional business plan reviews for an additional fee that includes — an introductory meeting, a full review of your plan within LivePlan, and a follow-up call covering notes on each section. You can learn more about the plan review process and schedule an introductory call with an expert advisor here.

Can my bookkeeper, accountant, or advisor work in LivePlan with me?

Yes. Every plan includes 5 contributors and unlimited guests.

Can I work on more than one business plan?

Yes, you can create an unlimited number of business plans on one account. However, only one plan can be open and edited at a time. If you need to edit multiple plans simultaneously, you can upgrade your account.

Is my accounting data safe?

Yes. LivePlan never changes your accounting data and your data is stored with bank-level encryption.